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 Though Greenspan’s musings on housing and the mis-defined ‘financial’ crisis will garner the most attention, it’s worthwhile to first address the 87-year old’s view that an increase in entitlements has been the driver of reduced rates of saving stateside. On its face it’s easy to say that Greenspan has a point, that expectations of future government checks would logically reduce the incentive to save. The greater truth, however, is that his theory is fairly nonsensical.